COMMUNITY BANK
ALVA, OKLAHOMA
NOTICE OF PRIVACY POLICY
INFORMATION COLLECTED

This institution collects nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates, or others;
  and
• Information we receive from a consumer-reporting agency.

Confidentiality and Security Of Nonpublic Personal Information

This institution maintains the following policies and practices designed to protect the confidentiality and security of consumers' nonpublic personal information: Ensuring your financial privacy is of vital importance to us. We limit employee access to confidential customer financial information to those employees with a business reason for knowing such information. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information. Our employees are trained to understand the importance of customer financial privacy and to properly handle confidential information. It is our policy that customer information is not to be provided to anyone over the telephone without verifying the customers tax identification number (SSN).

This institution endeavors to maintain the most accurate and up-to-date customer records possible. If you find that your account information is not correct, current, or complete, please call, or write to us at the telephone number or address on your account statement and appropriate corrections will be made as soon as possible. If you feel we have not met our obligations in the protection or use of your personal information, you may submit a complaint to us. Any complaint will be handled in compliance with Community Bank Consumer Complaints Policy. Breaches of customer privacy are considered serious employee misconduct and may result in termination of the employee.

Disclosures to Affiliates or Nonaffiliated Third Parties

This institution does not disclose, and does not intend to disclose, nonpublic personal information about our customers or former customers to affiliates or nonaffiliated third parties, except as permitted by law.